Terms of Service

Last updated: July 15, 2026. These Terms of Service govern your access to and use of SuMarket (including the website at sumarket.info and the SuMarket iOS application), operated by SuMarket LLC, a limited liability company registered in Indiana. By accessing or using SuMarket, you agree to be bound by these Terms. If you do not agree, do not use the service.

SuMarket is available only to users 18 years of age or older. By using this service, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.

All market briefings, summaries, and AI tool responses on SuMarket are generated by AI language models. This content may be inaccurate, outdated, incomplete, or reflect AI errors. SuMarket LLC does not guarantee the accuracy, completeness, or timeliness of any AI-generated content.

• SuMarket Pro is a paid subscription billed monthly at $4.99/month. All prices are in USD and are subject to applicable taxes.
• Subscriptions automatically renew at the end of each billing period unless you cancel before the renewal date.
• You may cancel your subscription at any time through the billing portal accessible from your account. Cancellation takes effect at the end of your current billing period — you retain Pro access until then.
• We reserve the right to change subscription pricing. We will provide at least 30 days' advance notice of any price changes. Your continued subscription after the effective date constitutes acceptance of the new price.
• Payments are processed by Stripe, Inc. SuMarket LLC does not store your payment card details. Stripe's terms apply to all payment processing.
• If you subscribe through the SuMarket iOS app, your subscription is instead billed through your Apple ID via Apple's In-App Purchase system at the same $4.99/month price, and Apple's own Terms of Service and Privacy Policy govern that payment. Payment will be charged to your Apple ID account at confirmation of purchase, and your subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period, at the same price you were charged for the original subscription period. You can manage your subscription and turn off auto-renewal at any time by going to your Apple ID Account Settings after purchase, or via Settings on your device.
• The SuMarket iOS app does not offer a student discount — Apple In-App Purchase subscriptions are billed at the standard $4.99/month rate regardless of student status. Discounted student pricing is available only when subscribing via sumarket.info.

SuMarket includes engagement features — reading streaks, streak freezes, XP points, and a weekly leaderboard. These are promotional features with no cash or monetary value; they are not currency, property, or an account balance, cannot be sold, exchanged, or redeemed for money, and may be modified, rebalanced, or discontinued at any time at our sole discretion. Attempting to manipulate XP, streaks, or leaderboard standings through automation, multiple accounts, or exploitation of errors may result in removal of these features or account termination. Leaderboard participation displays your weekly XP score to other users; your display name is shown only if you opt in.

The paper-trading feature uses entirely virtual funds. Virtual balances, positions, and returns have no monetary value, do not represent real securities positions, and cannot be withdrawn, transferred, or converted to real money. Simulated performance does not reflect the costs, liquidity, or execution of real trading and is not indicative of real trading results.

• Free plan — Personal, non-commercial use only. You may view, read, and share individual briefings for personal educational purposes, follow up to 3 watchlist topics, run one AI analysis tool (Quiz, Ask Anything, Bull vs Bear, and others) per day, and use up to 3 'Read more' story expansions per day. The free plan includes access to the Snapshot depth only. You may not use Free plan content for commercial purposes, client work, publications, or revenue-generating activities.
• SuMarket Pro — Active Pro subscribers are granted access to the Analyst Brief and Deep Dive depths, unlimited use of all AI tools, up to 8 watchlist topics, Explain the Chart AI annotations, weekly portfolio digest email, and a non-exclusive, non-transferable license to use AI-generated briefing content (summaries, stories, and AI tool outputs) for commercial purposes, including internal business use, client-facing reports, newsletters, social media, and other revenue-generating activities. This commercial license applies only to the AI-generated output — it does not transfer any rights to SuMarket's underlying software, code, design, branding, or trademarks.
• The commercial license is valid only while your Pro subscription is active. Upon cancellation or expiration, commercial use rights revert to personal non-commercial use only.
• You may not sublicense, resell, or redistribute SuMarket's platform, AI tools, or data feeds regardless of plan.

• You may not use automated tools, bots, scrapers, or scripts to access or extract content from SuMarket at scale.
• You may not circumvent, disable, or interfere with any security, access control, or subscription enforcement features.
• You may not impersonate SuMarket LLC or misrepresent that content was produced by SuMarket when it was not.
• You may not use SuMarket for any unlawful purpose or in violation of any applicable regulation.

SuMarket LLC owns all rights to the SuMarket platform, including its software, design, branding, trademarks, and trade dress. Subject to the license in Section 5, no content on SuMarket may be reproduced, copied, or redistributed without the prior written consent of SuMarket LLC. The SuMarket name and logo are trademarks of SuMarket LLC.

SuMarket LLC reserves the right to suspend or terminate your account at any time for violation of these Terms, without refund. You may delete your account at any time using the Delete Account option in your Profile — this immediately and permanently removes all your personal data, usage history, saved content, and subscription record. If you have an active paid subscription, deleting your account will cancel it; any remaining paid period is forfeited and is non-refundable.

SUMARKET IS PROVIDED 'AS IS' AND 'AS AVAILABLE' WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR THAT ANY CONTENT IS ACCURATE OR COMPLETE.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, SUMARKET LLC AND ITS MEMBERS, OFFICERS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL, ARISING FROM YOUR USE OF OR INABILITY TO USE THE SERVICE. SUMARKET LLC'S TOTAL LIABILITY TO YOU FOR ANY CLAIM SHALL NOT EXCEED THE GREATER OF $10 OR THE AMOUNT YOU PAID TO SUMARKET LLC IN THE 12 MONTHS PRECEDING THE CLAIM.

You agree to indemnify and hold harmless SuMarket LLC and its members, officers, and agents from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising from your use of the service, your violation of these Terms, or your violation of any third-party rights.

SuMarket LLC reserves the right to modify, suspend, or discontinue any aspect of the service at any time. We are not liable to you for any modification, suspension, or discontinuation of the service.

These Terms are governed by the laws of the State of Indiana, United States, without regard to conflict of law principles.

• Agreement to arbitrate. If you reside in the United States, you and SuMarket LLC agree that any dispute, claim, or controversy arising out of or relating to these Terms or your use of SuMarket will be resolved by binding individual arbitration, rather than in court, except that either party may bring an individual claim in small claims court. This arbitration agreement survives termination of your account.
• Class action waiver. You and SuMarket LLC agree that any arbitration or claim will be conducted only on an individual basis and not as a class, collective, consolidated, or representative action. Neither you nor SuMarket LLC may bring a claim as a plaintiff or class member in any purported class, collective, or representative proceeding.
• Arbitration procedure. Arbitration will be administered by a recognized arbitration provider under its rules for consumer disputes then in effect, and will take place in, or be conducted by videoconference/telephone consistent with, Monroe County, Indiana. The arbitrator's decision will be final and binding, and judgment may be entered in any court of competent jurisdiction.
• If you reside outside the United States, or if mandatory pre-dispute arbitration or a class action waiver is unenforceable under the law of your country or state of residence, this arbitration agreement and class action waiver do not apply to you, and any dispute arising from these Terms or your use of SuMarket will instead be resolved exclusively in the state or federal courts located in Monroe County, Indiana, and you consent to personal jurisdiction therein — except where applicable law entitles you to bring a claim in the courts of your own country or state of residence, or provides you with mandatory consumer-protection rights that these Terms cannot override, in which case those rights and that forum remain available to you.

These Terms, together with the Privacy Policy, constitute the entire agreement between you and SuMarket LLC regarding the service and supersede all prior agreements.

• Severability. If any provision of these Terms is found unenforceable or invalid by a court or arbitrator of competent jurisdiction, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions of these Terms will remain in full force and effect.
• Waiver. No waiver of any term of these Terms will be deemed a further or continuing waiver of that term or any other term, and SuMarket LLC's failure to assert any right or provision under these Terms will not constitute a waiver of that right or provision.
• Assignment. You may not assign or transfer these Terms or your account without SuMarket LLC's prior written consent. SuMarket LLC may assign these Terms, in whole or in part, without restriction, including in connection with a merger, acquisition, reorganization, or sale of assets.
• Force majeure. SuMarket LLC will not be liable for any failure or delay in performance resulting from causes beyond its reasonable control, including acts of God, natural disasters, war, terrorism, riots, labor disputes, internet or telecommunications failures, or third-party service outages (including our hosting, payment, or AI infrastructure providers).
• Notices. We may provide notices to you by email to the address associated with your account, or by posting on sumarket.info or within the app. Notices to SuMarket LLC should be sent to contact@sumarket.info.

This Section 16 applies only if you obtained the SuMarket iOS app through the Apple App Store.

• This is an agreement between you and SuMarket LLC only, not Apple Inc. Apple is not a party to these Terms and is not responsible for the SuMarket app or its content.
• Your license to use the SuMarket app is a nontransferable license to use it on any Apple-branded product that you own or control, as permitted by the App Store's Usage Rules.
• SuMarket LLC, not Apple, is solely responsible for providing maintenance and support for the app. Apple has no obligation whatsoever to furnish any maintenance or support services for it.
• In the event the app fails to conform to any applicable warranty, you may notify Apple, and Apple will refund the applicable app purchase price to you, if any; to the maximum extent permitted by applicable law, Apple has no other warranty obligation with respect to the app, and any other claims, losses, liabilities, damages, costs, or expenses attributable to a failure to conform to a warranty are SuMarket LLC's sole responsibility, as further described in Section 9 above.
• SuMarket LLC, not Apple, is responsible for addressing any claims by you or any third party relating to the app or your possession or use of it, including product liability claims, claims that the app fails to conform to any legal or regulatory requirement, and claims arising under consumer protection or similar legislation.
• SuMarket LLC, not Apple, is responsible for the investigation, defense, settlement, and discharge of any claim that the app or your possession or use of it infringes a third party's intellectual property rights.
• You represent and warrant that you are not located in a country subject to a U.S. Government embargo or designated by the U.S. Government as a 'terrorist supporting' country, and that you are not listed on any U.S. Government list of prohibited or restricted parties.
• Apple and Apple's subsidiaries are third-party beneficiaries of these Terms as they relate to your use of the SuMarket iOS app, and upon your acceptance of these Terms, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary of these Terms.

SuMarket LLC · contact@sumarket.info · 619 980 1185 · Bloomington, IN 47401